{"id":100000560,"date":"2018-07-31T08:46:13","date_gmt":"2018-07-31T06:46:13","guid":{"rendered":"http:\/\/know-how-to-risk.com\/?page_id=100000560"},"modified":"2018-10-02T10:20:00","modified_gmt":"2018-10-02T08:20:00","slug":"life-health-and-pension","status":"publish","type":"page","link":"https:\/\/www.reacfin.com\/index.php\/centers-of-excellence\/life-health-and-pension\/","title":{"rendered":"Life, Health and Pension"},"content":{"rendered":"<p>{&#8220;main-title&#8221;:{&#8220;component&#8221;:&#8221;hc_title&#8221;,&#8221;id&#8221;:&#8221;main-title&#8221;,&#8221;subtitle&#8221;:&#8221;The Center of Excellence Life, Health and Pension offers cutting edge expertise in methods, tools and models for life and health companies, combined with a deep knowledge of market best practices, acquired via our various assignments and surveys. Aside from our assignments, we also propose advanced trainings.&#8221;,&#8221;title_content&#8221;:{&#8220;component&#8221;:&#8221;hc_title_base&#8221;,&#8221;id&#8221;:&#8221;title-base&#8221;,&#8221;image&#8221;:&#8221;&#8221;,&#8221;breadcrumbs&#8221;:false,&#8221;white&#8221;:false},&#8221;title&#8221;:&#8221;Life, Health and Pension&#8221;},&#8221;section_5ZtkF&#8221;:{&#8220;component&#8221;:&#8221;hc_section&#8221;,&#8221;id&#8221;:&#8221;section_5ZtkF&#8221;,&#8221;section_width&#8221;:&#8221;&#8221;,&#8221;animation&#8221;:&#8221;&#8221;,&#8221;animation_time&#8221;:&#8221;&#8221;,&#8221;timeline_animation&#8221;:&#8221;&#8221;,&#8221;timeline_delay&#8221;:&#8221;&#8221;,&#8221;timeline_order&#8221;:&#8221;&#8221;,&#8221;vertical_row&#8221;:&#8221;&#8221;,&#8221;box_middle&#8221;:&#8221;&#8221;,&#8221;css_classes&#8221;:&#8221;text-justify 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assignments&#8221;,&#8221;subtitle&#8221;:&#8221;&#8221;,&#8221;icon&#8221;:&#8221;&#8221;,&#8221;style&#8221;:&#8221;base&#8221;,&#8221;alignment&#8221;:&#8221;text-left&#8221;,&#8221;scroll_top&#8221;:true},{&#8220;component&#8221;:&#8221;hc_icon_list_simple&#8221;,&#8221;id&#8221;:&#8221;U2dTN&#8221;,&#8221;css_classes&#8221;:&#8221;&#8221;,&#8221;custom_css_classes&#8221;:&#8221;&#8221;,&#8221;custom_css_styles&#8221;:&#8221;&#8221;,&#8221;rows&#8221;:[{&#8220;component&#8221;:&#8221;repeater_item&#8221;,&#8221;id&#8221;:&#8221;IR0cq&#8221;,&#8221;icon&#8221;:&#8221;&#8221;,&#8221;text&#8221;:&#8221;<a href= \\\"http:\/\/know-how-to-risk.com\/wp-content\/uploads\/2016\/12\/Reacfin_1Pager_Model_Mutlistatehealth_v1.pdf\\\" style=\\\"color:#d81f27;\\\">Multi-state model in Health Insurance<\/a>&#8220;},{&#8220;component&#8221;:&#8221;repeater_item&#8221;,&#8221;id&#8221;:&#8221;kQNRI&#8221;,&#8221;icon&#8221;:&#8221;&#8221;,&#8221;text&#8221;:&#8221;<a href= 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Insurance<\/a>&#8220;},{&#8220;component&#8221;:&#8221;repeater_item&#8221;,&#8221;id&#8221;:&#8221;eRDKi&#8221;,&#8221;icon&#8221;:&#8221;&#8221;,&#8221;text&#8221;:&#8221;<a href= \\\"http:\/\/know-how-to-risk.com\/wp-content\/uploads\/2016\/12\/Reacfin_1Pager_Life1_v1.pdf\\\" style=\\\"color:#d81f27;\\\">Interest rate dependent modelling for lapses<\/a>&#8220;},{&#8220;component&#8221;:&#8221;repeater_item&#8221;,&#8221;id&#8221;:&#8221;dyVhe&#8221;,&#8221;icon&#8221;:&#8221;&#8221;,&#8221;text&#8221;:&#8221;<a href= \\\"http:\/\/know-how-to-risk.com\/wp-content\/uploads\/2016\/12\/Reacfin_1Pager_Life2_v1.pdf\\\" style=\\\"color:#d81f27;\\\">Improvement of the allocation of the life technical profits to sources of profits<\/a>&#8220;},{&#8220;component&#8221;:&#8221;repeater_item&#8221;,&#8221;id&#8221;:&#8221;Y2vqE&#8221;,&#8221;icon&#8221;:&#8221;&#8221;,&#8221;text&#8221;:&#8221;<a href= \\\"http:\/\/know-how-to-risk.com\/wp-content\/uploads\/2016\/12\/Reacfin_1Pager_Life3_v1.pdf\\\" style=\\\"color:#d81f27;\\\">Pricing of a new product offering dental care insurance<\/a>&#8220;},{&#8220;component&#8221;:&#8221;repeater_item&#8221;,&#8221;id&#8221;:&#8221;XFj2T&#8221;,&#8221;icon&#8221;:&#8221;&#8221;,&#8221;text&#8221;:&#8221;<a href= \\\"http:\/\/know-how-to-risk.com\/wp-content\/uploads\/2016\/12\/Reacfin_1Pager_Life4_v1.pdf\\\" style=\\\"color:#d81f27;\\\">Development of a multi-state model for health insurance<\/a>&#8220;},{&#8220;component&#8221;:&#8221;repeater_item&#8221;,&#8221;id&#8221;:&#8221;kpel8&#8243;,&#8221;icon&#8221;:&#8221;&#8221;,&#8221;text&#8221;:&#8221;<a href= \\\"http:\/\/know-how-to-risk.com\/wp-content\/uploads\/2016\/12\/Reacfin_1Pager_Life5_v1.pdf\\\" style=\\\"color:#d81f27;\\\">Definition and implementation of a methodology for leak proof testing<\/a>&#8220;},{&#8220;component&#8221;:&#8221;repeater_item&#8221;,&#8221;id&#8221;:&#8221;5ZtkF&#8221;,&#8221;icon&#8221;:&#8221;&#8221;,&#8221;text&#8221;:&#8221;<a href= \\\"http:\/\/know-how-to-risk.com\/wp-content\/uploads\/2016\/12\/Reacfin_1Pager_Life6_v1.pdf\\\" style=\\\"color:#d81f27;\\\">Enhancement of the run-time of a complex life risk model<\/a>&#8220;},{&#8220;component&#8221;:&#8221;repeater_item&#8221;,&#8221;id&#8221;:&#8221;MwVCK&#8221;,&#8221;icon&#8221;:&#8221;&#8221;,&#8221;text&#8221;:&#8221;<a href= \\\"http:\/\/know-how-to-risk.com\/wp-content\/uploads\/2016\/12\/Reacfin_1Pager_Life7_v1.pdf\\\" style=\\\"color:#d81f27;\\\">Development of a worker\u2019s compensation model<\/a>&#8220;},{&#8220;component&#8221;:&#8221;repeater_item&#8221;,&#8221;id&#8221;:&#8221;r4KAn&#8221;,&#8221;icon&#8221;:&#8221;&#8221;,&#8221;text&#8221;:&#8221;<a href= \\\"http:\/\/know-how-to-risk.com\/wp-content\/uploads\/2016\/12\/Reacfin_1Pager_Life8_v1.pdf\\\" style=\\\"color:#d81f27;\\\">Actuarial function in health insurance<\/a>&#8220;},{&#8220;component&#8221;:&#8221;repeater_item&#8221;,&#8221;id&#8221;:&#8221;4osAR&#8221;,&#8221;icon&#8221;:&#8221;&#8221;,&#8221;text&#8221;:&#8221;<a href= \\\"http:\/\/know-how-to-risk.com\/wp-content\/uploads\/2016\/12\/Reacfin_1Pager_Life9_v1.pdf\\\" style=\\\"color:#d81f27;\\\">Training about market valuation methods for life insurance<\/a>&#8220;},{&#8220;component&#8221;:&#8221;repeater_item&#8221;,&#8221;id&#8221;:&#8221;rhi2T&#8221;,&#8221;icon&#8221;:&#8221;&#8221;,&#8221;text&#8221;:&#8221;<a href= \\\"http:\/\/know-how-to-risk.com\/wp-content\/uploads\/2016\/12\/Reacfin_1Pager_Life10_v1.pdf\\\" style=\\\"color:#d81f27;\\\">Survey and training on the best practices on mortality<\/a>&#8220;}],&#8221;alignment&#8221;:&#8221;text-left&#8221;,&#8221;icon_size&#8221;:&#8221;&#8221;,&#8221;list_style&#8221;:&#8221;square&#8221;},{&#8220;component&#8221;:&#8221;hc_space&#8221;,&#8221;id&#8221;:&#8221;7bK4L&#8221;,&#8221;css_classes&#8221;:&#8221;&#8221;,&#8221;custom_css_classes&#8221;:&#8221;&#8221;,&#8221;custom_css_styles&#8221;:&#8221;&#8221;,&#8221;size&#8221;:&#8221;&#8221;,&#8221;height&#8221;:&#8221;&#8221;}]},{&#8220;component&#8221;:&#8221;hc_column&#8221;,&#8221;id&#8221;:&#8221;column_cVo2p&#8221;,&#8221;column_width&#8221;:&#8221;col-md-7&#8243;,&#8221;animation&#8221;:&#8221;&#8221;,&#8221;animation_time&#8221;:&#8221;&#8221;,&#8221;timeline_animation&#8221;:&#8221;&#8221;,&#8221;timeline_delay&#8221;:&#8221;&#8221;,&#8221;timeline_order&#8221;:&#8221;&#8221;,&#8221;css_classes&#8221;:&#8221;&#8221;,&#8221;custom_css_classes&#8221;:&#8221;&#8221;,&#8221;custom_css_styles&#8221;:&#8221;&#8221;,&#8221;main_content&#8221;:[{&#8220;component&#8221;:&#8221;hc_image&#8221;,&#8221;id&#8221;:&#8221;Xuslb&#8221;,&#8221;css_classes&#8221;:&#8221;&#8221;,&#8221;custom_css_classes&#8221;:&#8221;&#8221;,&#8221;custom_css_styles&#8221;:&#8221;&#8221;,&#8221;image&#8221;:&#8221;http:\/\/know-how-to-risk.com\/wp-content\/uploads\/2018\/07\/Pont3-1024&#215;681.jpg|2000|3008|100000460&#8243;,&#8221;alt&#8221;:&#8221;&#8221;,&#8221;thumb_size&#8221;:&#8221;large&#8221;},{&#8220;component&#8221;:&#8221;hc_space&#8221;,&#8221;id&#8221;:&#8221;i8Qma&#8221;,&#8221;css_classes&#8221;:&#8221;&#8221;,&#8221;custom_css_classes&#8221;:&#8221;&#8221;,&#8221;custom_css_styles&#8221;:&#8221;&#8221;,&#8221;size&#8221;:&#8221;m&#8221;,&#8221;height&#8221;:&#8221;&#8221;},{&#8220;component&#8221;:&#8221;hc_subtitle&#8221;,&#8221;id&#8221;:&#8221;3Gg9t&#8221;,&#8221;css_classes&#8221;:&#8221;&#8221;,&#8221;custom_css_classes&#8221;:&#8221;&#8221;,&#8221;custom_css_styles&#8221;:&#8221;&#8221;,&#8221;title&#8221;:&#8221;Competences&#8221;,&#8221;subtitle&#8221;:&#8221;&#8221;,&#8221;icon&#8221;:&#8221;&#8221;,&#8221;style&#8221;:&#8221;base&#8221;,&#8221;alignment&#8221;:&#8221;text-left&#8221;,&#8221;scroll_top&#8221;:true},{&#8220;component&#8221;:&#8221;hc_text_block&#8221;,&#8221;id&#8221;:&#8221;8Wugi&#8221;,&#8221;css_classes&#8221;:&#8221;no-margins &#8220;,&#8221;custom_css_classes&#8221;:&#8221;&#8221;,&#8221;custom_css_styles&#8221;:&#8221;&#8221;,&#8221;content&#8221;:&#8221;<\/p>\n<ul>\n<li>Development of cutting edge Assets &#038; Liabilities Models for life insurance (in Prophet, SAS, C++, VBA,\u2026), including advanced modeling of management actions and customer behavior. Architecture and run-time enhancement.<\/li>\n<li>Expertize in various valuation frameworks (Solvency 2, IFRS, MCEV \u2026) and in the computation and optimization of capital requirements (Solvency 2, ICA).<\/li>\n<li>Extensive knowledge of pricing and reserving methods for life and health insurance.<\/li>\n<li>Advanced validation framework for the technical provisions (Solvency 1 and 2). Actuarial function for various companies.<\/li>\n<li>Knowledge of management dashboards and key performance indicators for life and health companies<\/li>\n<li>Development of user-friendly tools and solutions for an advanced modeling of customer behavior (prospective mortality, adverse selection in mortality) \u2013 see OnlineApp section<\/li>\n<\/ul>\n<p>&#8220;}]}]}],&#8221;section_settings&#8221;:&#8221;&#8221;},&#8221;scripts&#8221;:{},&#8221;css&#8221;:{},&#8221;css_page&#8221;:&#8221;&#8221;,&#8221;template_setting&#8221;:{&#8220;settings&#8221;:{&#8220;id&#8221;:&#8221;settings&#8221;}},&#8221;template_setting_top&#8221;:{},&#8221;page_setting&#8221;:{&#8220;settings&#8221;:[&#8220;lock-mode-off&#8221;]}}<\/p>\n","protected":false},"excerpt":{"rendered":"<p>{&#8220;main-title&#8221;:{&#8220;component&#8221;:&#8221;hc_title&#8221;,&#8221;id&#8221;:&#8221;main-title&#8221;,&#8221;subtitle&#8221;:&#8221;The Center of Excellence Life, Health and Pension offers cutting edge expertise in methods, tools and models for life and health companies, combined with a deep knowledge of market best practices, acquired via our various assignments and surveys. 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