Projects and clients portfolio
One of the requirements of the Own Risk and Solvency Assessment is the forward looking projection of the solvency needs on a business-plan horizon.
You want to avoid anti-selection effects ? You want to get the best business at the right price? You want to be competitive on specific risks?
Reacfin dispersion analysis tool has been designed to help pricing experts, actuaries and product manager assessing the impact of potential pricing decisions.
Reacfin has developed an online Financial Planning tool which you can discover on its dedicated website: www.ReacfinFinancialPlanner.com
Reacfin regularly develops scenario analysis tools and interactive forward-looking dashboards for financial institutions.
Needless to say, one of the major aspects that should be accommodated in a properly designed commercial tariff is accounting for the market exogenous factors.
An Economic Scenario Generator is a model used to projects the value of economic parameters into the future through Monte-Carlo simulation techniques.
Significant improvements in mortality were observed. Prospective mortality tables allow to incorporate a trend in the projections in order to take this into account.
Insurance companies need accurate life tables representing the mortality of their own portfolios, products or segments.
Replicators are solutions retail banks use to estimate the implied duration of their non-maturing liabilities (e.g. Retail deposit accounts).